The best of the post office sachem

In today’s world, everyone is anxious about saving money and many schemes are available to make money from the market. But today we will tell you about a post office scheme in which you will become Lakhpat in few years when you open the account and you will not need too much money in it. You only have to save 200 rupees in it.

In a few years, a fund of 21 lakh will become

Let us tell you that you can easily save up to 200 rupees from everyday expenses and by doing small savings, you can fulfill your needs in the future. The public provident fund account of the post office is the best option for saving in today’s time. You have to save 200 rupees per day on this account. If you can do it every day, then you can become a fund of Rs 21 lakh on a closing basis.

This account can be opened anywhere

You can open this post office office in any of the branches of the country. Not only that, you can open more than one account if you wish. Apart from this, two people can also operate this account together.

This will get 21 lakh rupees

Let me tell you that if you are 25 years old then you save only 200 rupees from your expenses, then after 15 years, you will get around 21 lakhs support from this savings.

How to become a fund?

Let me tell you that if you are thinking of investing only by saving this scheme, you save only 200 rupees per day, then the month will be 6000. The investment of the year will be Rs. 72000.

• If you do this for 15 years, your investment will be 10.80 lakh rupees.
• With that, the PPF now joins your money in the interest of the compounding of 8 fisadi year composition. And if you get interest at this rate for 15 years then the total return will be 21 lakh rupees.
• That is, you will have an additional benefit of Rs 10.31 lakh as interest on your total investment.

ગુજરાતીમાં વાંચો અહી 

You can open the account in a hundred rupees

Let me tell you that you can open this account in 100 rupees. It needs to invest at least 500 rupees a year. With this, you can invest up to Rs 1.5 lakh in one year in this account. You can also open a joint account in it. You can also open this account on your child’s name as well. However, there is no facility of pre-match with them.

 

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If you have an account at the post office, read this news. This charge is to be levied from April 1

 Big news for post office customers. If your account is also in the post office, find out today, otherwise you may be at a loss.

• Work news for post office customers

• Some new rules are being implemented for post office customers from April 1

• This may start charging

Let me tell you, from April 1, 2021, some new rules are being implemented for post office customers. India Post Payment Banks has now decided to charge for withdrawals, deposits and AEPS (Aadhaar based payment system). That is, there is a charge for depositing and withdrawing money.

How much is the charge on a Basic Savings Account?

If you have a Basic Savings Account, there is no charge for four withdrawals, but for any transaction beyond that, you will be charged Rs 25 or 0.5 per cent. On the other hand, there is no charge for depositing money.

How much is the charge on savings and current account?

If you have a savings and current account, you can withdraw up to Rs 25,000 per month. Withdrawals above this will incur a charge of Rs. On the other hand, if you deposit cash up to Rs 10,000, there will be no charge. But deposits above that will be charged at least Rs 25 per deposit.

Charge on India Post AePS account

There are limited free transactions on the IPPB network, but for non-IPPB only three free transactions can be made. This rule is for mini statement, cash withdrawal and cash deposit. There is a charge for each transaction after the free limit expires in AePS. After the limit expires, a charge of Rs 20 will be levied on any deposit.

There will also be a charge for issuing a mini statement

In addition, if the customer wants to issue a mini statement, you will have to pay a charge of Rs. If you transact money after the limit expires, 1% of the transaction amount will be deducted from your account. However, the minimum is Rs 1 and the maximum is Rs 25. It is to be noted that GST and cess will also be levied on these charges.

DAWNLOD HARE APPLICATION

At the same time, India Post has announced to increase the withdrawal limit at Post Office GDS (Rural Postal Service) branches and now it has been increased from Rs 5,000 to Rs 20,000 per customer. The purpose of this measure is to increase the post office deposit over time. There should be a minimum of Rs.500 in the savings account at the post office and if the amount is less than that, a charge of Rs.100 will be deducted. If there is no money in the account, it will be terminated.

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